|
A
|
|
|
Abogado
|
Solicitor,
Lawyer
|
|
Administrador
|
Administrator
of the affairs of a community of Property Owners
|
|
Acta
|
Minutes
of meeting
|
|
Afecciones
registrales
|
Noted
encumbrances on the property in the land register
|
|
Agente
de la Propiedad Inmobiliaría (API)
|
Property
agent
|
|
Agrupacion
|
Combining
parcels (plots) of land
|
|
Al
Contado
|
Cash
|
|
Albacea
|
Executor
of Will
|
|
Alquiler
|
Rent
|
|
Amortización
|
Depreciation.
Redemption.
|
|
Apostilli
|
Official
stamp on the document which certifies the signature
|
|
Arras
|
Down
payment, deposit
|
|
Arbitrio
sobre el incremento
|
Capital
Gains Tax on increase in land value, also called Plus Valía
|
|
Arrendador
|
Landlord
|
|
Arrendatario
|
Tenant
|
|
Asegurar
|
To
insure
|
|
Asesor fiscal
|
Financial
Adviser, Tax Consultant, Accountant
|
|
Autorización
de residencia
|
Residence
Permit
|
|
Aval
|
Bank
Guarantee to approve mortgage application
|
|
Ayuntamiento
|
Town
Hall
|
|
B
|
|
|
Boletin
de enganche
|
Certificate
for the installation of electrical facilities, a precondition for getting
access to electrical power from the electric company
|
|
C
|
|
|
Caja de
ahorros
|
Savings
Bank
|
|
Cargas
|
Charges.
Burden
|
|
Cédula
de habitabilidad
|
Certificate
of occupancy
|
|
|
|
|
Certificado
de cambio de divisas
|
Certificate
of exchange of foreign currency into €
|
|
Certificado
de empadronamiento
|
Certificate
showing a person resides or owns property in a given municipality
|
|
|
|
|
Certificado
penal
|
Certificate
showing any prison record or legal judgement against a person
|
|
Certificado
registral
|
Certificate
informing about debts of a specific property
|
|
Cobrar
|
To cash
a cheque, to collect a payment
|
|
Comprador
|
Purchaser/Buyer
|
|
Compensación
extranjera
|
Percentage
deduction applied to Spanish Income Tax due in order to compensate for tax
paid abroad
|
|
Comunidad
de propietarios
|
Community
of Property Owners
|
|
Contrato
de arrendamiento
|
Letting/renting
contract
|
|
Contrato
de compraventa
|
Contract
of Sale and Purchase
|
|
Contribución
dineraria extranjera
|
Foreign
money contribution, necessary to start a business in Spain for non-EC persons
|
|
Contribución
Urbana
|
Former
name (still used colloquially) of municipal real estate tax Now IBI
|
|
Copia
Simple
|
A
shortened copy of the escritura
|
|
Cuenta
corriente
|
Current
account in bank
|
|
D
|
|
|
Declaración
de impuesto
|
Tax
Return
|
|
Declaración
de obra nueva
|
Declaration
and registry of new construction
|
|
Declaración
de renta
|
Income
Tax Return
|
|
Demanda
|
Lawsuit
|
|
Derecho
de tanteo
|
Right
of first refusal
|
|
Derecho
de retracto
|
Right
of repurchase
|
|
Desahucio
|
Eviction
|
|
Documento
privado
|
Private
document
|
|
Documento
público
|
Public
document
|
|
Documento
unificado
|
Combined
Work and Residence Permit
|
|
Domiciliación
de pagos
|
Standing
Order to bank for payment of utilities, bills etc
|
|
E
|
|
|
|
|
|
Escritura
de compraventa
|
Notarised
Contract of Sale and Purchase
|
|
Escritura
pública
|
Notarised
and Registered Deed of Title to Property
|
|
Estatutos
|
By-laws,
statutes - particularly of a community of property owners.
|
|
Euribor
|
Euro
Interbank offered rate
|
|
F
|
|
|
Fianza
|
Security
payment or deposit
|
|
Finca
|
Rural
farm land with or without a built property on it
|
|
G
|
|
|
Gastos
|
Fees
|
|
Gestoría
|
Firm
specialised in obtaining official authorisations, permits, licenses, etc.
|
|
H
|
|
|
Hacienda
|
Treasury,
Finance Ministry, Tax Ministry
|
|
Hipoteca
|
Mortgage
|
|
Honorarios
|
Fees
|
|
I
|
|
|
Impuesto
sobre Actividades Económicas (IAE)
|
This
tax replaces the former fiscal license for professionals and business
operators
|
|
Impuesto
sobre Bienes Inmuebles (IBI)
|
Replaces
the former contribución urbana as the annual municipal property tax
|
|
Impuesto
sobre el incremento del valor de los terrenos
|
Tax on
increase of land value
|
|
Impuesto
de transmisiones patrimoniales
|
Property
Transfer Tax
|
|
Impuesto
extraordinario sobre el patrimonio
|
Capital
Assets Tax/Wealth Tax
|
|
Impuesto
municipal sobre la renta de las personas físicas
|
Income
tax
|
|
Inmobiliaría
|
Estate agent office
|
|
I.V.A
|
V.A.T
|
|
L
|
|
|
Ley de
arrendamientos urbanos
|
Urban
Letting Law covering rental of apartments, houses
|
|
Ley de
la propiedad horizontal
|
Property
Law setting forth the legal framework for condominium buildings, and rights
and obligations of individual owners
|
|
Ley de
suelo
|
Ground
law
|
|
Libre
de cargas
|
Free of
debts
|
|
Licencia
de apertura
|
License
to open a business
|
|
Licencia
fiscal
|
Former
annual business license, replaced in 1992 by IAE
|
|
Licencia
de obra
|
Building
permission
|
|
M
|
|
|
Memoria
|
List of
all materials and specifications for a construction job.
|
|
Multa
|
Penalty/Fine
|
|
N
|
|
|
Notario
|
Notary
|
|
Nota simple
|
Certificate
from Property Registry
|
|
Número
de identificación de extranjeros (NIE)
|
Foreigner's
Tax Identification Number
|
|
Número
de identificación fiscal (NIF)
|
Tax
identification number for residents
|
|
P
|
|
|
Pago en
efectivo
|
Cash
payment
|
|
Parcela
|
Building
Plot
|
|
Patrimonio
|
Patrimony/Capital
Assets
|
|
Plan parcial
|
Plan of
building plots in a housing development
|
|
Plusvalía
municipal
|
Capital
gains tax on the sale of property
|
|
Poder
|
Proxy,
Power of Attorney
|
|
Precio
|
Price
|
|
Préstamo
con techo
|
Variable
interest loan, but having fixed minimum and maximum rates
|
|
Préstamo
hipotecario
|
Mortgage
loan
|
|
Propiedad
|
Property
|
|
Propietario
|
Owner
|
|
R
|
|
|
Registro
de la Propiedad
|
Property
Registry
|
|
Representante
fiscal
|
Offical
tax representative
|
|
Residencia
(permiso)
|
Residency
permit
|
|
Residente
|
Resident,
Holder of an Official Residence Permit
|
|
Retención
|
Withholding
Tax, retained from salaries, earnings on rentals, bank accounts etc.
|
|
S
|
|
|
Se
Alquila
|
For Rent
|
|
Se
Vende
|
For
Sale
|
|
Segregación
|
Separation
of a part of the property or building
|
|
Seguro
de amortización de préstamos
|
Loan
repayment insurance
|
|
Seguro multirriesgo
hogar
|
House
insurance
|
|
Señal
|
Deposit,
down payment
|
|
Solicitud
|
Petition,
Request, Application
|
|
Suelo
no urbanizable
|
Land
protected from building construction
|
|
Suelo
urbanizable
|
Unprotected
land for building construction - parameters determined by local authority
|
|
Suelo
urbano
|
Urban
land - parameters determined by local authority
|
|
T
|
|
|
Tasación
|
Independent
valuation of property
|
|
Tarjeta
comunitaria
|
EC
Registration Card
|
|
Temporada
|
Season,
Short Period of Time
|
|
Testamento
|
Will/Testament
|
|
Tipo de
interés
|
Rate of
interest
|
|
Todos
los gastos
|
All
charges, often stipulated in purchase contract
|
|
Traspaso
|
Transfer/Lease
of Property
|
|
Trimestre
|
Quarter
|
|
U
|
|
|
Urbanización
|
Residential community development
|
|
V
|
|
|
Valor catastral
|
Registered
value of land
|
|
|
Real or
actual value
|
|
Vendedor
|
Seller
|
|
Visado
de residencia
|
Visa
required for living in Spain for more than the period allowed to regular
tourists
|
|
Vivienda de Protección Oficial (VPO)
|
Low-cost
housing subsidised by the state
|
